Last Updated: June 29, 2025

1. Acceptance of Terms

By accessing or using Capital Elite Finance’s services (“Services”) via https://capelitefinance.com/ (the “Site”), you agree to comply with these Terms of Service (“Terms”). If you disagree, discontinue use immediately. Capital Elite Finance (“we,” “us,” or “our”) may modify these Terms at any time; continued use constitutes acceptance.

2. Definitions

• “Services”: Business financing solutions (e.g., merchant cash advances, loans).
• “User”: Any entity or individual using the Site or Services.
• “Agreement”: A financing contract between you and Capital Elite Finance.

3. Eligibility

Services are available only to U.S.-based businesses (not consumers). By using our Services, you represent that you:

• Are ≥18 years old.
• Have authority to bind your business.
• Provide accurate and complete information.

4. Services Overview

We offer tailored financing solutions. All funding is subject to:

• A separate written Agreement (terms/fees/repayment).
• Underwriting approval.
• Legal compliance.

5. User Responsibilities

You agree to:

• Provide truthful information.
• Notify us of material changes (e.g., ownership/financial status).
• Use funds solely for business purposes.
• Repay per your Agreement.

6. Prohibited Activities

You may not:

• Use Services for illegal/fraudulent activities.
• Misrepresent your business.
• Disrupt Site functionality.
• Violate laws (e.g., usury/AML regulations).

7. Intellectual Property

All Site content (logos/text/graphics) is owned by Capital Elite Finance or licensors. Unauthorized use is prohibited.

8. Privacy

See our Privacy Policy.

9. Disclaimers

• Services are provided “as is” without warranties.
• We don’t guarantee funding approval or uninterrupted Site access.

10. Limitation of Liability

We’re not liable for:

• Indirect/consequential damages.
• Losses from Service use/errors.
• Liability exceeding fees paid in the prior 6 months.

11. Indemnification

You indemnify us against claims from:

• Your breach of these Terms.
• Misuse of Services/funds.
• Legal violations.

12. Termination

We may suspend/terminate access for violations. Repayment obligations survive termination.

13. Dispute Resolution

• Governing Law: Delaware law (conflict-of-law principles excluded).
• Arbitration: Binding arbitration (AAA rules); class actions/jury trials waived.
• Exceptions: IP/injunctive relief claims may go to court.

14. General Provisions

• Amendments: Effective when posted.
• Assignment: Requires our written consent.
• Notices: Sent via email/postal mail.
• Severability: Invalid clauses don’t affect other Terms.

15. Contact Information

Capital Elite Finance
5135 Shadow Path Lane
Lilburn, GA 30047
Email: info@capelitefinance.com